.sma-hero { padding: 90px 0 82px; }
.sma-hero-grid { display: grid; grid-template-columns: 1.35fr .8fr; gap: 80px; align-items: center; }
.sma-hero h1 { max-width: 760px; line-height: 1.06; }
.sma-hero .sma-lead { max-width: 630px; }
.sma-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 30px; }
.sma-account { padding: 34px; border: 1px solid rgba(217,200,153,.35); border-top: 3px solid var(--accent); background: rgba(255,255,255,.025); }
.sma-account h2 { font: 400 1.85rem/1.25 Georgia,serif; margin: 14px 0 22px; }
.sma-account dl { margin: 0; }
.sma-account dl div { border-top: 1px solid var(--line); padding: 17px 0; }
.sma-account dt { color: var(--accent-soft); font-size: .78rem; letter-spacing: .04em; }
.sma-account dd { margin: 5px 0 0; color: #c4ced9; font-size: .9rem; }
.sma-intro { max-width: 820px; margin-bottom: 42px; }
.sma-intro h2, .sma-inquiry-copy h2 { font: 400 clamp(2rem,3.3vw,3rem)/1.15 Georgia,serif; letter-spacing: -.025em; margin: 14px 0 20px; }
.sma-intro p { color: var(--muted); }
.sma-benefits { display: grid; grid-template-columns: repeat(3,1fr); gap: 35px; }
.sma-benefit { border-top: 2px solid var(--accent); padding-top: 24px; }
.sma-benefit h3 { font: 400 1.55rem/1.3 Georgia,serif; margin: 0 0 15px; }
.sma-benefit p { color: var(--muted); margin: 0; font-size: .95rem; }
.sma-process { background: var(--paper); }
.sma-steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 30px; list-style: none; padding: 0; margin: 0; }
.sma-step-number { display: block; color: #8b703b; font: 400 2rem Georgia,serif; margin-bottom: 20px; }
.sma-steps h3 { font: 400 1.35rem/1.3 Georgia,serif; margin: 0 0 14px; }
.sma-steps p { color: var(--muted); font-size: .9rem; margin: 0; }
.sma-states-intro { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: end; margin-bottom: 34px; }
.sma-states-intro .sma-intro { margin: 0; }
.sma-states-intro p { color: #b7c3ce; margin: 0 0 6px; }
.sma-state-list { display: grid; grid-template-columns: repeat(4,1fr); list-style: none; padding: 0; margin: 0; border-top: 1px solid var(--line); }
.sma-state-list li { padding: 17px 10px 17px 0; border-bottom: 1px solid var(--line); font-size: .96rem; }
.sma-state-list li::before { content: ''; display: inline-block; width: 5px; height: 5px; margin: 0 12px 3px 0; background: var(--accent); }
.sma-capacity { color: #b7c3ce; font-size: .83rem; max-width: 860px; margin: 24px 0 0; }
.sma-inquiry-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 70px; align-items: start; }
.sma-inquiry-copy > p { color: var(--muted); }
.sma-inquiry-copy .contact-block strong { font-family: inherit; font-size: .95rem; overflow-wrap: anywhere; }
.sma-form h3 { font: 400 1.65rem Georgia,serif; margin: 0 0 8px; }
.sma-form-intro { font-size: .86rem; color: var(--muted); margin: 0 0 26px; }
.sma-form input, .sma-form select, .sma-form textarea { min-width: 0; width: 100%; font-size: 1rem; }
.sma-form select { min-height: 48px; }
.sma-form textarea { min-height: 125px; resize: vertical; }
.sma-check { display: flex; align-items: flex-start; gap: 10px; font-size: .8rem; color: var(--muted); }
.sma-check input { width: 17px; height: 17px; flex: 0 0 17px; margin-top: 4px; }
.sma-check a, .sma-form .form-note a { text-decoration: underline; text-underline-offset: 3px; }
.sma-faq { background: var(--paper); }
.sma-faq-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 70px; }
.sma-faq details { border-bottom: 1px solid var(--line-dark); padding: 20px 0; }
.sma-faq details:first-child { border-top: 1px solid var(--line-dark); }
.sma-faq summary { cursor: pointer; font-weight: 600; padding-right: 15px; }
.sma-faq details p { color: var(--muted); font-size: .94rem; margin: 15px 0 0; }
[id] { scroll-margin-top: 130px; }
@media (max-width: 1050px) { .sma-hero-grid { gap: 40px; } .sma-inquiry-grid, .sma-faq-grid { gap: 40px; } }
@media (max-width: 800px) {
  .sma-hero-grid, .sma-states-intro, .sma-inquiry-grid, .sma-faq-grid { grid-template-columns: 1fr; gap: 36px; }
  .sma-benefits { grid-template-columns: 1fr; gap: 30px; }
  .sma-steps { grid-template-columns: 1fr 1fr; gap: 34px; }
  .sma-account { max-width: 600px; }
  .sma-state-list { grid-template-columns: repeat(3,1fr); }
  .sma-hero { padding: 65px 0; }
}
@media (max-width: 560px) {
  .sma-state-list, .sma-steps { grid-template-columns: 1fr 1fr; gap: 0 18px; }
  .sma-steps { gap: 32px; grid-template-columns: 1fr; }
  .sma-form { padding: 24px 20px; }
  .sma-form .form-grid { grid-template-columns: 1fr; }
  .sma-account { padding: 26px; }
  .sma-actions .btn { width: 100%; text-align: center; }
}

.sma-form .sma-check { text-transform: none; letter-spacing: normal; font-weight: 400; }